Accountancy Capital places Fractional CFOs for businesses that need board-level financial leadership on a part-time, ongoing retainer basis — typically one to two days per week at £78,000–£132,000 per year in London. The Fractional CFO manages the investor relationship, presents to the board, owns the long-range financial model, directs the finance team and provides the commercial financial challenge to the CEO that a permanent CFO provides — on the contracted days, at approximately 40–55% of the all-in cost of a permanent CFO appointment.
Accountancy Capital’s Fractional CFO network is built specifically from professionals who have chosen the portfolio model as their primary working arrangement — not from permanent CFOs between roles taking fractional work as a bridge. This distinction matters significantly in the quality of the engagement. For the full explanation of what a Fractional CFO does and when it is the right model, see the Fractional CFO 2026 guide. For the cost analysis, see Fractional CFO Rates UK.
Fractional CFO Recruitment: What Accountancy Capital Does Differently
The standard finance recruiter’s approach to a Fractional CFO brief is to identify CFO-level candidates who are currently between permanent roles and who are open to fractional work while searching for their next full-time appointment. This approach produces candidates who will be effective for the first three to six months and who will then, when they find the permanent role they were looking for, leave the engagement — at the moment the business has invested in onboarding and relationship-building and before the Fractional CFO has had time to build the long-range financial model to the standard it needs to reach.
Accountancy Capital’s approach is different: we source exclusively from professionals who have been operating as Fractional CFOs — or as portfolio FDs or CFOs — as their primary arrangement for at least twelve to twenty-four months. These professionals manage two to three concurrent client engagements simultaneously, have developed the rapid context-building and multi-client discipline the model requires, and are not planning to exit to a permanent role. The engagement quality difference is visible within the first month: the genuine fractional CFO is productive within their first three on-site days; the interim-by-default candidate takes three to four weeks to achieve the same productivity level.
Fractional CFO: Salary and Cost 2026
| Days Per Week | London | South East | Midlands and North |
|---|---|---|---|
| 1 day per week | £39k–£66k/year | £33k–£56k/year | £29k–£50k/year |
| 2 days per week | £78k–£132k/year | £66k–£112k/year | £59k–£100k/year |
| 3 days per week | £117k–£198k/year | £99k–£168k/year | £88k–£150k/year |
Compare with a permanent CFO in London: base salary £130,000–£215,000 plus employer NI at 15%, pension and benefits — total year-one employment cost of £160,000–£280,000. The two-day Fractional CFO at £78,000–£132,000 delivers CFO-level financial leadership at 40–55% of the permanent cost. See Fractional CFO Rates UK for the full cost analysis.
Fractional CFO Recruitment: Three Business Profiles
Pre-Series B technology and SaaS businesses. VC investors expect CFO-level investor reporting, financial model maintenance and board presentation that the business’s Finance Manager or FC cannot provide at VC standard. A Fractional CFO at one to two days per week provides the financial leadership the investor expects at a cost the business can sustain pre-profitability.
Smaller PE-backed businesses (£8m–£20m revenue). The PE fund’s portfolio monitoring expectations — monthly board packs to PE standard, covenant monitoring, quarterly investor presentations — exceed what the FC alone can provide alongside the close management. The Fractional CFO manages the investor relationship; the FC manages the operational finance function.
Founder-led businesses preparing for their first institutional raise. The Fractional CFO appointed four to six months before the raise builds the investor-grade financial model, manages the financial due diligence and presents the financial plan to the investment committee with the professional credibility that a founder acting as their own CFO cannot provide. See Fractional CFO 2026 guide and When Does a Business Need a Fractional CFO? for the full decision framework.
Brief a Fractional CFO Search
Accountancy Capital places Fractional CFOs from our genuine portfolio CFO network. Same-day response. Shortlist within 5–7 working days. Call 0204 553 8893.
Tell Us About Your Hire → 0204 553 8893
Selecting a Fractional CFO: The Briefing Process
The Fractional CFO brief that produces the best match covers: Business size and ownership — revenue, whether PE-backed, VC-backed or owner-managed, and the investor relationship the Fractional CFO will manage; Finance team structure — whether there is an FC below the Fractional CFO who manages the operational close, or whether the Fractional CFO is the most senior finance professional; Reporting requirements — the specific board pack format, the investor reporting cycle and the financial model the Fractional CFO will need to produce or maintain; Days per week — the genuine days per week the Fractional CFO scope requires, honestly assessed; Retainer budget — the annual or monthly retainer the business is prepared to pay.
Accountancy Capital provides a direct market confirmation of whether the days required and the budget proposed are consistent with the current Fractional CFO market before the search begins. See How to Brief a Senior Finance Search That Completes First Time for the general brief framework.
Fractional CFO vs Interim CFO: Which Is Right?
| Factor | Fractional CFO | Interim CFO |
|---|---|---|
| Days per week | 1–3 (part-time, ongoing) | 5 (full-time, time-limited) |
| Duration | Ongoing retainer, 12–36 months typical | 3–12 months typical |
| Other clients | Yes — portfolio of engagements | No — full-time commitment |
| Best for | Genuine part-time CFO need | Urgent full-time gap cover |
| Cost (2 days/wk equivalent, London) | £78k–£132k/year | £750–£1,300/day |
See Interim vs Fractional Finance guide for the full decision framework and Interim CFO Recruitment for the full-time urgent cover service.
A Note from Our Founder — Adrian Lawrence FCA
The Fractional CFO search is the one where Accountancy Capital’s active portfolio CFO network provides the most distinctive advantage over a generalist recruiter. The genuine fractional CFO — the professional who manages two or three concurrent CFO or Group FD engagements simultaneously, who is not planning to exit to a permanent role and who has built the specific disciplines that the portfolio model requires — is not advertising on job boards. They are in the professional networks of recruiters who have placed them before and who know their current engagement calendar.
Accountancy Capital has active relationships with the most experienced Fractional CFO practitioners in the UK market. When we receive a Fractional CFO brief, we do not search the job boards — we call the specific professionals in our network whose background matches the brief. Call 0204 553 8893 to brief a Fractional CFO search. See Fractional CFO Rates UK for the cost analysis.
Adrian Lawrence FCA
Founder, Accountancy Capital — Qualified finance recruitment specialists, £50,000 and above. Adrian is a Fellow of the ICAEW — verify via ICAEW.
Fractional CFO Jobs: Registering as a Fractional CFO
Finance Directors and CFOs who are actively operating as — or considering transitioning to — a Fractional CFO career are invited to register with Accountancy Capital’s portfolio finance professional network. We place Fractional CFOs with businesses at various revenue stages across the UK and maintain active relationships with the most experienced portfolio CFO practitioners in the market. If you are a finance professional considering the Fractional CFO model for the first time, Accountancy Capital can advise on the transition from permanent to fractional — what the business development dimension of the portfolio career requires, what retainer structures are standard and how to position your specific background for the Fractional CFO market. Registration is entirely confidential. Register here or call 0204 553 8893.
Fractional CFO: Building the Business Case Internally
The most common barrier to a Fractional CFO appointment is not the commercial rationale — which, once the cost comparison is understood, is typically compelling — but the internal business case in boards and owner-managed businesses that have not previously encountered the fractional model and are uncomfortable with an arrangement where the CFO is not physically present every day. The most effective internal business case: start by quantifying the cost gap between the full-time CFO employment cost and the fractional retainer; then identify specifically what FD or CFO scope work the business currently has that is not getting done — the long-range financial model that has not been built, the investor reporting that is not at the standard the investor expects, the board pack that is three weeks late. The Fractional CFO who is appointed to deliver these specific outcomes — not to be generally present — typically pays for themselves within six months of appointment. See Fractional CFO Rates UK for the full cost analysis.
Related Pages and Resources
| Fractional CFO Guides Understanding the Fractional CFO model. | Interim CFO Full-time urgent CFO cover. | Fractional FD and FC Part-time FD and FC options. | CFO Recruitment Permanent CFO recruitment. |
Fractional CFO Recruitment — 0204 553 8893
Accountancy Capital places Fractional CFOs from our genuine portfolio CFO network. Same-day response. Shortlist within 5–7 working days.